Condo

Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Photo gallery for Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Property grounds
Kitchen and Family Room
Family Room
Dining Table and Family Room
Living area

Reviews

9.8 out of 10
Exceptional
2 bedrooms2 bathroomsSleeps 6100.0 sq m

Popular amenities

  • Parking available
  • Air conditioning
  • Dryer
  • Washer
  • Gym
  • Pool

Explore the area

Map
Panama City Beach, FL
  • M.B. Miller County Pier
    ‪5 min walk‬
  • Panama City Beaches
    ‪6 min walk‬
  • Shipwreck Island Waterpark
    ‪7 min walk‬
  • Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪23 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Family Room - Sleeper Sofa

1 Queen Bed

Master

1 King Bed

Spare Bedroom

1 Queen Bed

2 bathrooms

2nd Bathroom

Bathtub or shower · Toilet

Master Bath

Bathtub or shower · Toilet

Spaces

Deck or patio
Kitchen
Balcony
Dining area

About this property

Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Gulf front views with spectacular sunsets in a low-density complex with brand new elevators. Ahhhh.....

Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our "home away from home" is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.

Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).

The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.

Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.

The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.

Property manager

Brian & Amy Zmikly
Premier Host

Languages

English

Add dates for prices

Amenities

Pool
Kitchen
Washer
Dryer
Air conditioning
Gym

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House Rules

Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
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Children

Children allowed: ages 0–17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted
Is Smoking/Vaping Allowed? No.-Smoking/vaping is only allowed on the L3 patio level. A $500 cleaning fee will be charged to guests smoking in unit.
Is Smoking Allowed on the Balcony /Common Areas? No. Smoking allowed on the L3 Level only. $100 fine per occurrence deducted from security deposit.
Can I bring more than 2 cars? No. Only two passes are issued, must be displayed at all times, & must be parked within the lines or will be towed.

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
Property Registration Number 37278

About the area

Panama City Beach

Located in Panama City Beach, this condo is on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Goofy Golf and Rockit Lanes are also worth visiting. Discover the area's water adventures with jet skiing, scuba diving and snorkelling nearby, or enjoy the great outdoors with cycling.
Map
Panama City Beach, FL

What's nearby

  • M.B. Miller County Pier - 5 min walk - 0.5 km
  • Panama City Beaches - 6 min walk - 0.5 km
  • Shipwreck Island Waterpark - 7 min walk - 0.6 km
  • Golf Course at Edgewater - 8 min walk - 0.7 km
  • Pier Park - 7 min drive - 5.7 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 23 min drive

Restaurants

  • ‪Whataburger - ‬3 min drive
  • ‪Rock'it Lanes - ‬15 min walk
  • ‪Harpoon Harry's - ‬13 min walk
  • ‪Culver's - ‬3 min drive
  • ‪Taco Bell - ‬13 min walk

Frequently asked questions

Does Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! have a pool?

Yes, this property has an outdoor pool. Pool types include heated pools.

Is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! pet-friendly?

No, pets are not allowed at this property.

What time is check-in at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Check-in begins at 4:00 PM.

What time is check-out at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Checkout is at 10:00 AM.

Where is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! located?

Nestled on the beach, this Panama City Beach condo building is within a 10-minute walk of Edgewater Gulf Beach, Panama City Beaches and Shipwreck Island Waterpark. M.B. Miller County Pier and Goofy Golf are also within 5 minutes.

Reviews

9.8

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 90 out of 107 reviews
Rating 8 - Good. 14 out of 107 reviews
Rating 6 - Okay. 3 out of 107 reviews
Rating 4 - Poor. 0 out of 107 reviews
Rating 2 - Terrible. 0 out of 107 reviews

9.6/10

Cleanliness

10/10

Amenities

8.0/10

Property conditions & facilities

10/10

Check-in

10/10

Communication

9.8/10

Location

10/10

Listing accuracy

Reviews

10/10 Excellent

Tari W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful sunset views

Absolutely gorgeous view of the sunsets and Gulf. The condo was very clean & spacious. The host was very helpful and readily available if needed. Would definitely stay here again.
Stayed 4 nights in Mar 2025

10/10 Excellent

Donavan V.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Short break from the snow up north

We have stayed at Sterling Reef before and like the walk to the pier and restaurants. Great balcony, super kitchen and comfy furniture and beds. Parking is easy.
Stayed 9 nights in Feb 2025

8/10 Good

Scott T.

Liked: Cleanliness, check-in, communication, location, listing accuracy

great stay

Condo was very clean and comfortable. Property owners were very easy to get a hold of and checked in to make sure everything was ok. Views were amazing
Stayed 7 nights in Jul 2024

10/10 Excellent

Danielle T.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wonderful!

We really enjoyed our stay! The condo is so clean and decorated so cute/beachy, which I absolutely love! The location is perfect! Walking distance to restaurants, stores, waterpark and the pier! The view from the balcony is beautiful and we used the reserved beach chairs everyday!! The pool was nice and not overly crowded. Doesn’t get much better than this! We will definitely stay here again!
Stayed 6 nights in Jul 2024

10/10 Excellent

Kathryn G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

Beautiful location and very clean! Would definitely stay again!
Stayed 6 nights in Mar 2022

10/10 Excellent

Michelle W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Stay - location perfect for Ironman event

Well accommodated and super nice hosts with welcome bottle of wine!
Stayed 3 nights in May 2022

10/10 Excellent

Risa M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

AMAZING!!!

We had a Great Time in y’all’s GORGEOUS Condo! My Pen-Pal (Carol) & I stayed here from October 13th through October 17th. We have been Pen-Pal’s for 53 years and Carol had never been to a Florida Beach! We Both Loved It!! This Beautiful Condo is exactly as described by the Wonderful Owners, Amy & Brian! They Both Immediately responded back to me on a question I had. They were Awesome!! Thanks, Amy & Brian!! We would Definitely stay here Again. Thank You! (Risa)
Stayed 4 nights in Oct 2024
This review was submitted before 2018 and has not been verified.

10/10 Excellent

christy c.

would stay again

We enjoyed our stay. We had plenty of room and we're close to everything we wanted to do. We would book with them again.
Stayed 3 nights in Apr 2016

10/10 Excellent

Terry H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

CCondo was in Perfect for our family. Access to beach and pools

clean with all of the needed amenities. We would book the condo again!
Stayed 8 nights in Jul 2022

10/10 Excellent

Lilia P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful location

Beautiful location, and beautiful spot. Enjoyed fully.
Stayed 5 nights in Aug 2020

10/10 Excellent

Krista H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay!

Beautiful condo overlooking the beach! Owners were great to work with. I have already recommended this condo to friend!
Stayed 4 nights in May 2021

10/10 Excellent

Betsy R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great condo in a great location

Great view, condo has everything you need for your beach vacation plus more. Very clean and updated condo. Would definitely stay here again
Stayed 4 nights in May 2022

10/10 Excellent

Valorie S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

I would recommend to others.

We really enjoyed our stay. The unit we stay in was nice and clean. The balcony was a good size. Easy communication with the owners.
Stayed 4 nights in Sep 2023

10/10 Excellent

Talena D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Comfortable, clean condo with wonderful beach views

We really enjoyed our stay July 15-22. The condo was very clean, had everything we needed. The beach was wonderful and the included beach chair rental was a plus! The owner was very responsive with questions we had. I would definitely recommend this condo for your PCB vacation!
Stayed 7 nights in Jul 2023

10/10 Excellent

Lynn A.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Our vacation

This was our 2nd time at PCB and we really enjoyed the property. It was clean and had all the amenities we needed. Beds were comfy and the view was perfect. The beach was relaxing and we enjoyed jet skis, there were also other water activities to enjoy if you wanted. A grocery store is nearby as well as plenty of restaurants and entertainment if you choose. The property was a comfortable place to retreat to when we were done with our day in the beautiful Florida weather. Thanks to Amy for being an amazing host and very responsive to our questions when we checked in!
Stayed 4 nights in Apr 2024

10/10 Excellent

Lisa H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Cute condo

Cute condo with great views!! We enjoyed our first visit to Panama City!!
Stayed 3 nights in May 2021

10/10 Excellent

Tina c.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Girls trip 2023

Pictures didn’t do justice!!! Beds were very comfortable and kitchen was stocked. We will stay again
Stayed 3 nights in Oct 2023

10/10 Excellent

Jessica C., Alabama

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Property!

Property was clean! Gorgeous. And management was amazing and perfect to work with. Definitely recommend this property!
Stayed 7 nights in Jun 2021

10/10 Excellent

Sharon S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Absolutely wonderful 💙

The experience was very easy and owners were extremely accessible for any questions or concerns! I would definitely rent this beautiful property again💙
Stayed 7 nights in Apr 2022

10/10 Excellent

Lora O.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect condo on the Beach

Everything was as described. Well equipped and beautiful condo. Host was great. Recommend and would certainly rebook when visiting Panama City Beach again.😊
Stayed 14 nights in Mar 2023

10/10 Excellent

Jessica P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great, relaxing girls getaway!

My best friend and I stayed here for a momcation. The host was amazing! We had a bottle of wine waiting upon our arrival. The property was clean, got complimentary beach chairs! Couldn’t be happier!
Stayed 3 nights in Apr 2023

10/10 Excellent

Kimberley B.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Bartis family

I would recommend this facility to anyone with children. It was very safe. Guards were seen at all times the cleanliness of the room was superb. Loved having the washer and dryer with Young adults. There was six of us ages 19 to 12 in children and then my husband and myself. It was all around a great time. The facility was so comfortable and so welcoming would recommend to any family and will return.
Stayed 7 nights in Mar 2024

10/10 Excellent

Daniel R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great view and very relaxing stay A++

Really enjoyed the view and my stay over Christmas and New Years 2021-22. Great View and very relaxing property. I feel a lot better now. Ty!
Stayed 13 nights in Dec 2021

8/10 Good

STARLA C.

Liked: Check-in, communication, location, listing accuracy
Disliked: Cleanliness

Just OK

The condo itself looks great when you walk in. Living room seating is uncomfortable. Both beds are hard but the guest room is so hard that neither of us could sleep on it. My mother who is elderly had to come sleep in my bed. She has back, hip and legs issues. No one really got any sleep. In the guest bedroom there was a pillow in the case that was really gross. Stains on it. From that point on we really felt like we weren’t staying in a clean place. If you can sleep on a hard bed then this condo is right for you! Need to do some updating on furniture and mattresses and pillows. The pillows except for the cloth one I spoke of are hospital pillows and are so flat.
Stayed 3 nights in Oct 2024

10/10 Excellent

Kristi F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Weekend Getaway

Wonderful weekend getaway for our family. The condo was very clean, beautifully decorated in a warm coastal decor. Very inviting & cozy. We thoroughly enjoyed the balcony overlooking the gulf. Every morning we were entertained by the dolphins & in the evenings with beautiful sunsets. Would highly recommend staying here. We will definitely return.
Stayed 4 nights in Aug 2021

About the host

Hosted by Brian & Amy Zmikly

Host profile image
We live in Michigan, and have five wonderful teenagers (yes, five teenagers). It's always entertaining around the Zmikly house. :)

Why they chose this property

Simply stated - it's a place to exhale and forget about "life" for a while. You can feel it the minute you walk in...

What makes this property unique

- Low-density property
- Brand new elevators in 2023
- Beach rentals onsite
- Amazing views
- White sands and aqua blue water
- Extremely clean and well stocked
- Centrally located in PCB... Close to everything!
- Calm, serene, and welcoming... Enjoy :)


Languages:

English

Premier Host

They consistently provide great experiences for their guests